Aging Workforce

Challenge

Challenge

Long Established manufacturers rep in the Philadelphia region.  Some employees were approaching 65 and moving into Medicare.  This provides a challenge to employers and employees.
  • What is better for the employee?
  • What is better for the employer?
  • What penalties for employer and employee can occur if we do nothing?

Solution

Solution

  • Moved Employees on a Medicare plan that suited the employees that were turning 65.
  • Educated employees on Medicare and the plans they can choose.

Result

  • Lowered plan costs by reducing the average age of the employer plan by 15% the next year
  • Premiums have remained level with no significant rate increases in the past 3 years.
  • Received a refund in 2019 for $12000 from the health carrier
  • Employees on Medicare are still working and enjoying the plan they are on with no potential penalties for late enrollment.
Case Studies
Aging Workforce
Case Studies
Using Online Enrollment
Case Studies
Employee Location Issues And Cost

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